Services Overview

Concord Finance has identified three main finance segments in the market that it chose to focus on and specialise in:

Home Loans
Construction & Development Finance
Commercial Finance

We can provide finance options and secure funding facilities to accommodate the purchase or refinance of any property in Australia. Whether you are seeking to buy a residential property or looking to fund the acquisition and construction of a multi-million dollar development project, we are well experienced to package your application and to source and structure the best finance solution.

Funding options range from client to client depending on what documentation they can provide to support their loan application. There are a few borrowing categories which could be an option for you:

Full Doc Loan

This type of loan suits borrowers who can provide evidence of income such as employment payslips, or tax returns / business financials and ATO Notice of Assessments.

Lite/Low Doc Loan

This type of loan is most suited for self-employed applicants who do not have tax returns available, but can provide BAS statements and/or an accountant’s letter to confirm the applicant’s declared income.

Lease Doc Loan

In a situation where your rental income is sufficient to service the loan facility, only a copy of the Lease Agreement is required for this category of borrowing.

No Doc Loan

Loans that fall under this category are for borrowers who cannot provide any evidence of income. Such loans are purely assent lends and are funded by private lenders.

In most instances, Full Doc loans offer a cheaper interest rate than the other mentioned borrowing categories mentioned above. No Doc loans provide a smooth and straight-forward application process, but the interest rates are priced higher.

If you are not sure which borrowing category best suits your current situation, please give us a call on 02 8091 7070 and we will endeavour to provide a funding solution to source you a cheaper interest rate.